Secure Your Dream Home with Our Real Estate Loans
We're here to help you achieve your dream of homeownership. We offer a wide variety of residential real estate loans designed to fit almost any budget. Our knowledgeable loan officers will work with you to find the best financing option for your unique situation.

Loan Options
Conventional Financing
- Low Down Payment: Requires only a low down payment.
- Competitive Rates: Enjoy long-term fixed interest rates.
- Flexible Terms: Various loan terms available to suit your needs.
Home Equity Loan
- Access Your Equity: Generate cash from the equity in your current home.
- Versatile Use: Use the cash for home improvements, debt consolidation, or other expenses.
- Competitive Rates: Benefit from competitive interest rates.
Why Choose Waukon State Bank?
- Personalized Service: Our loan officers provide personalized assistance to help you navigate the loan process.
- Local Expertise: As a locally owned bank, we understand the needs of our community and offer tailored solutions.
- Quick Approval: We strive to provide quick approval times to help you move forward with your plans.
Ready to Get Started?
Our experienced lending staff is here to assist you with all your real estate loan needs. Contact any of our real estate/commercial loan officers for more information on the financing programs available. They will be happy to provide you with details on down payment amounts, loan terms, approval times, mortgage limits, and more.