Privacy Policy

Facts	WHAT DOES WAUKON STATE BANK AND VIKING STATE BANK & TRUST, A DIVISION OF WAUKON STATE BANK, DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit History and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Waukon State Bank & Viking State Bank & Trust, chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information.

Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit History and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Waukon State Bank & Viking State Bank & Trust, chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Waukon State Bank & Viking State Bank & Trust Share?	Can You Limit This Sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes- information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes- information about your creditworthiness	No	We don't share
For non-affiliates to market to you	No	We don't share

Questions?	Call 888-568-3451 or go to our website at www.waukonstatebank.com.

Who We Are
Who is providing this notice?	WAUKON STATE BANK AND VIKING STATE BANK & TRUST, A DIVISION OF WAUKON STATE BANK
What We Do
How does Bank and Viking State Bank & Trust protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank and Viking State Bank & Trust collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or use your credit or debit card apply for financing We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Waukon State Bank and Viking State Bank & Trust do not share with our affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Waukon State Bank and Viking State Bank & Trust does not share with our nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Waukon State Bank and Viking State Bank & Trust do not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Waukon State Bank and Viking State Bank & Trust do not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Waukon State Bank and Viking State Bank & Trust does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Waukon State Bank and Viking State Bank & Trust do not jointly market.

Waukon State Bank Mobile App
Privacy Notice	Waukon State Bank provides this privacy notice to inform users of Waukon State Bank’s practices for user privacy and data collected via its mobile application, “Waukon State Viking State”, that is available on the Google Play Store for Android devices and the “Waukon State Bank Mobile” app available on the Apple Store for iOS devices. “Waukon State Viking State” and “Waukon State Bank Mobile” hereinafter referred to as the “WSB Mobile App” may request access to data located on your device when using certain products or features within the mobile app. This may include location, biometrics, and camera data. If access is not allowed, the feature requiring that data may not be fully functional.
Access to Data	Location: Geolocation-based data is gathered to provide you with location-based messages, offers, and interactions. If enabled, your location data may be collected in the background while the app is closed or not in use. You may disable or adjust the Location Services at any time through your mobile device's settings. Disabling Location Services will not prevent you from using the WSB Mobile App. Camera: To utilize the Check Deposit feature within the WSB Mobile App, you will be required to allow access to the camera on your device. Declining access will prevent you from using the service. Waukon State Bank will not collect or store any data associated with your camera. Biometrics: Allows you to authenticate at login utilizing the stored fingerprint or face ID on your device. Waukon State Bank does not store biometric data in the WSB Mobile App. Declining access will not prevent you from using the WSB Mobile App. Product Interaction: Your app entry, app exit, and pages viewed are tracked within the app. Personal Information: Your first name is collected for product personalization purposes only.
How to Deactivate	To deactivate your online and mobile banking access, please contact us at 563-568-3451.