Convenient and Secure Payment Options
We offer a range of debit and credit card options to meet your financial needs. Enjoy the convenience and security of our cards, whether you're making everyday purchases or managing your business expenses.
Debit Cards
ShazamChek Debit Card
A ShazamChek debit card allows you fast and convenient access to your checking and savings accounts 24 hours a day, 7 days a week. With a ShazamChek debit card, you can:
- Make purchases anywhere MasterCard or VISA is accepted.
- Withdraw cash from checking or savings accounts at thousands of ATMs.
- Transfer funds between accounts.
- Inquire about your account balances.
- Make deposits at select ATMs.

Debit Card Fees
Item | Fee |
---|---|
Annual Card Fee | $12.00 |
ATM Transactions at Any Waukon State Bank or Viking State Bank & Trust ATM Machine | No fee |
ATM Transactions at Any Other ATM Machine in Iowa | $0.50 |
ATM Transactions at Any Out-of-State Machine | $1.00 |
Purchases | No fee |
Card Replacement | $12.00 |
Contact Us For More Information
Privileged Status Program
Waukon State Bank and Viking State Bank & Trust are members of the Privileged Status® program. Through this program, you can use over 1,000 ATMs nationwide without any surcharge fees. Look for the Privileged Status emblem to find participating ATMs, including over 80 in northeast Iowa, southeast Minnesota, and southwest Wisconsin.

Credit Cards
For Individuals
- Visa Platinum Cash Rewards: Earn 1% cash rewards on all transactions. $0 annual fee.
- Visa Platinum Rewards: Earn 1% rewards on all transactions. $0 annual fee.
- Visa Platinum: $0 annual fee.
For Businesses
- Visa Platinum Business Rewards: Earn 1% rewards on all transactions. $25 annual fee.
- Visa Platinum: $0 annual fee.
Digital Wallet
A digital wallet is a fast, convenient, and secure option to make purchases at participating merchants. To get started, add your Waukon State Bank card to your digital wallet with one of the following payment methods:

Questions?
If you have any questions about our debit or credit cards, please contact us. Our team is here to help you with any concerns or issues you may have.