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Comprehensive Banking Solutions for Your Needs

At Waukon State Bank, we offer a range of account services designed to provide you with convenience, security, and flexibility. Explore our services below to find the solutions that best meet your financial needs.


Line of Credit Overdraft Protection

A line of credit (LOC) is an automatic loan that is generated and transferred to your checking account in the event of an overdraft. This service helps you avoid overdraft fees and ensures your transactions are covered.

    • Automatic Transfers: Funds are transferred in $100 increments.
    • Avoid Overdraft Fees: Overdraft fees can be avoided when using a line of credit.
    • Annual Fee: $25
    • Approval Required: Subject to approval by a loan officer and not available on Free Checking accounts.
    person writing check

    TeleBank

    TeleBank is a convenient service that allows you to access your accounts 24/7 via telephone. Simply dial (563) 568-3535 or toll-free at (866) 387-7722 and follow the easy-to-use menu instructions.

    • Check Balances: View your account balances anytime.
    • Account History: Access detailed transaction history.
    • Transfer Funds: Move money between your accounts.
     

    Safe Deposit Boxes

    A safe deposit box provides secure storage for your most important documents and valuables. Located within the bank vault, these boxes offer protection from theft, fire, and water damage.

    • Secure Storage: Only authorized individuals can access the box.

    • Variety of Sizes: Boxes start at $8 per year.
    • Access During Banking Hours: Available at our main bank facility.

    Night Deposit

    Our night depository service provides a safe location for your deposits after banking hours. This service is available at no charge and ensures your deposits are processed the next business day.

    • 24/7 Availability: Make deposits anytime, day or night.
    • Safe and Secure: Deposits are securely stored until processed.

    Contact Us

    For more information about any of our account services, give us a call or fill out our online form. 
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